Healthy credit habit 2

 In Advice

Budget

A budget is your financial plan for a set period. It could be for a month or a year. A budget lists your income earned from your salary and all your monthly expenses. A budget is a tool you can use to track and control your income and expenses. You set a limit on the amount of money you need to save and the amount you need to spend each month.

A budget can help you map how much you have available to spend, and how much debt you can you can afford to take on and repay.

A budget helps you plan your income, spending, savings and loan repayments for each month so you are in total control of your finances.

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Healthy credit habit 1